Australian Mortgage & Home Loan Calculators

Expert mortgage calculators for Australian home buyers. Calculate home loan repayments, borrowing power, stamp duty, and more. Free tools trusted by thousands of Australians planning their property purchase.

Mortgage Calculator

Calculate your Australian home loan repayments with our comprehensive mortgage calculator. Compare weekly, fortnightly, and monthly repayments. View detailed amortization schedules and total interest costs over your loan term.

Home Loan RepaymentsLoan ComparisonInterest Costs

Borrowing Power Calculator

Discover how much you can borrow for your home loan. Our borrowing capacity calculator factors in your income, living expenses, debts, and commitments to estimate your maximum loan amount. Essential for property purchase planning.

Loan CapacityServiceabilityPre-Approval

Stamp Duty Calculator

Calculate property transfer duty for all Australian states. Includes first home buyer concessions, exemptions, and state-specific grants. Essential for budgeting your property purchase costs beyond your home loan deposit.

Property TransferAll StatesFirst Home Buyer

Income Tax Calculator

Calculate your take-home pay and understand how much you can afford for mortgage repayments. Includes Medicare levy, HECS-HELP, and tax offsets for FY 2024-25 and 2025-26.

Income TaxTake Home PayHECS-HELP

GST Calculator

Instantly add or remove 10% GST from any amount. Essential for property investors, tradies, and small businesses. Perfect for invoicing, quotes, and price calculations.

Add GSTRemove GSTBusiness Tools

What Can I Claim?

Chat with our AI assistant to discover tax deductions that increase your take-home pay and improve your mortgage serviceability. Find work-related expenses and tax savings opportunities.

AI AssistantTax DeductionsWork Expenses

Mortgage Expertise

Updated with current lending rates and APRA serviceability guidelines

Instant Calculations

Real-time home loan repayment and borrowing capacity estimates

Always Free

No signup required, no payment, completely free mortgage tools

Expert Property & Mortgage Guides

Read our comprehensive guides on home loans, borrowing capacity, first home buyer schemes, and property purchase strategies. Learn from Australian mortgage experts.

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