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Terms of Service

1. Acceptance of Terms

By accessing and using moneytools.com.au, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use this website.

2. Use of Service

moneytools.com.au provides free financial calculators for informational and educational purposes only. You agree to use this service only for lawful purposes and in accordance with these Terms.

You agree not to:

  • Use the service in any way that violates any applicable law or regulation
  • Attempt to interfere with or disrupt the service or servers
  • Attempt to gain unauthorized access to any part of the service
  • Use automated systems or software to extract data from the website

3. Intellectual Property

The content, features, and functionality of moneytools.com.au are owned by the site operators and are protected by Australian and international copyright, trademark, and other intellectual property laws.

4. Accuracy of Calculations

While we strive to provide accurate calculations based on current Australian Taxation Office (ATO) rates and regulations, we make no warranties or guarantees about the accuracy, completeness, or reliability of the calculations provided.

Tax laws and rates are subject to change, and individual circumstances may vary. Always verify calculations with official sources and consult with a qualified tax professional or financial advisor.

5. No Professional Advice

The calculators and information provided on this website do not constitute professional financial, tax, or legal advice. We are not affiliated with the Australian Taxation Office (ATO) or any government agency.

6. Limitation of Liability

To the fullest extent permitted by law, moneytools.com.au and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use the service.

7. External Links

Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the service after any changes constitutes acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms, please contact us through our website.

Last updated: December 2025