Empowering Australians to understand their money
moneytools.com.au empowers Australians to understand their money with free financial calculators for mortgages, borrowing power, repayments and tax before speaking to a financial expert. We believe everyone should have access to clear, accurate financial tools that help them make confident decisions about their future.
MoneyTools.com.au provides free financial calculators and money tools designed to help Australians make informed decisions about home loans, mortgages, tax, budgeting, and everyday finances.
Our tools allow you to quickly calculate things like mortgage repayments, borrowing power, income tax, GST, and savings outcomes, using up-to-date Australian rates and assumptions. Everything is built to be simple, fast, and easy to understand — no jargon, no sign-ups, and no pressure.
Whether you're buying your first home, refinancing, planning your budget, or checking how a financial decision could affect you long-term, MoneyTools helps you understand your numbers before taking the next step.
All our calculators are free, accurate, and built specifically for Australian financial regulations and tax rates.
Calculate your income tax with up-to-date Australian tax brackets, Medicare Levy, and HECS-HELP.
Quickly add or remove 10% GST from any amount for your business needs.
Work out your home loan repayments with different interest rates and loan terms.
Discover how much you can borrow based on your income, expenses, and deposit.
Calculate stamp duty costs for property purchases across Australian states.
Explore what expenses you can claim as tax deductions in Australia.
MoneyTools was born from a simple observation: financial decisions in Australia can be overwhelming, and most people don't have easy access to the tools they need to understand the numbers behind major life choices.
Too often, people are expected to make decisions about home loans, taxes, and budgets without being able to see the full picture. They're told to "speak to an expert," but what if you want to understand your options first? What if you want to run the numbers yourself before committing to a conversation with a broker or adviser?
That's where MoneyTools comes in. We built this platform to give everyday Australians the same financial calculation tools that professionals use — without the complexity, cost, or commitment. Our vision is to create a more financially informed Australia, where everyone can understand their options and feel confident in their decisions.
No hidden fees, no subscriptions, no credit card required. Our tools are completely free to use, forever.
Use any calculator instantly. We don't require registration, email addresses, or personal information to access our tools.
All calculations use current Australian tax rates, regulations, and financial standards. Built by Australians, for Australians.
No financial jargon or confusing terms. We explain everything in plain English so you can understand exactly what the numbers mean.
We believe in complete transparency about how our calculators work and where our information comes from:
Start exploring our free calculators today and make more informed financial decisions.