Disclaimer

General Information Only

The information and calculators provided on moneytools.com.au are for general informational and educational purposes only. They should not be considered as professional financial, tax, legal, or investment advice.

Not Professional Advice

moneytools.com.au is not a licensed financial advisor, tax agent, or legal professional. The calculators and information provided on this website do not constitute professional advice and should not be relied upon as such.

Always consult with qualified professionals, such as:

• Registered tax agents for tax advice
• Licensed financial advisors for financial planning
• Qualified accountants for accounting matters
• Legal professionals for legal advice

No Affiliation with ATO

moneytools.com.au is not affiliated with, endorsed by, or connected to the Australian Taxation Office (ATO) or any other government agency. Our calculators are based on publicly available information and ATO rates, but we are an independent website.

Accuracy of Calculations

While we make every effort to ensure our calculators use current ATO rates and provide accurate estimates, we cannot guarantee the accuracy, completeness, or timeliness of the information and calculations provided.

Calculations are estimates only and may not reflect your individual circumstances. Factors that may affect accuracy include:

• Changes in tax laws and regulations
• Individual circumstances and eligibility for offsets or deductions
• Timing of income and expenses
• State and territory-specific variations
• Special tax situations not covered by our calculators

Changes to Tax Laws

Australian tax laws, rates, thresholds, and regulations are subject to change by the government. While we strive to update our calculators promptly when changes occur, there may be delays. Always verify current rates with the official ATO website or your tax professional.

No Warranty

The website and all information, calculators, and services are provided "as is" without any warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the fullest extent permitted by law, moneytools.com.au and its operators shall not be liable for any losses, damages, or claims arising from:

• Use of or reliance on information or calculations provided on this website
• Errors, omissions, or inaccuracies in calculations or information
• Tax liabilities, penalties, or interest charges
• Financial decisions made based on information from this website
• Technical issues, downtime, or unavailability of the service

Your Responsibility

It is your responsibility to:

• Verify all calculations with official sources
• Seek professional advice for your specific circumstances
• Ensure compliance with all applicable tax laws and regulations
• Keep accurate records of your financial transactions
• File accurate and timely tax returns with the ATO

External Links

Our website may contain links to external websites for your convenience. We do not endorse or take responsibility for the content, accuracy, or practices of third-party websites.

Updates to Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Please review this page periodically for changes.